Tough Decisions, Big Risks

I have just made a tough decision – the toughest of my life.

In July 2010, I graduated with a B.S.B.A. in Finance.  November 2010, I decided to move to Virginia without a job, at first living with friends and family and finally moving into an apartment with a friend on a 5 month sublease.  Still, no job.  My friend got two jobs so I went ahead and moved in with plans to get one of my own.

Amazingly, passage of time makes it more difficult to pay rent without income.

After fruitless searching and applying, I finally secured a job.  Yay!  I’ll finally be able to pay rent.  Problem is, I quit today and I’m moving back to North Carolina (parents).  It seems to many, a terrible decision. That is part of what made it so difficult for me to make it and stand behind it.  The perception others have of you and your decisions can be a very powerful, potentially destructive force if you allow it to be – one that might trap you into being a passive slave that only aims to please others and conform. A few years back, I wouldn’t have made this decision because of that.  I’m different now.

Why did I make this decision?  Well, $10 an hour at a place I wouldn’t enjoy working is not why I obtained a college education for starters.  It would take 1.5 weeks of full time work just to pay rent.  I would be spinning my wheels.  And you know what?  We’re trained to spin our wheels in this world and always take the safe route.  I’m done doing that.  I’m taking risks now, baby.

Why is it that conventional wisdom tells us to beg for scraps at the feet of multi-million/billion dollar corporations?  Why do you think they have so much money?  It is because their employees provide them with much more value then they are compensated for.  They trade their time for a set amount of money (and occasional incentives) instead of creating permanent value for themselves (and others).

You know what makes risk-taking so great?  Eventually, a risk might pay off.  I am fortunate enough to have a free rent fallback in NC, which does play a huge part in this, but considering that…

  1. I’m going to have to withdrawal money from my Roth IRA to pay rent this month and moving expenses.
  2. I’m going to have to switch everything back to NC after just yesterday finishing transferring everything to VA (car stuff that will cost more $, addresses, etc.).
  3. The employer did not want me to leave and I hate as much as anyone to leave so soon after starting.
  4. Someone is very angry because of this decision.

It wasn’t by any means an easy decision.

If I stayed I could have paid rent and started to save some money.  Fear of the above ramifications and pressures from multiple sources told me to stay put with the job…

It almost worked.

The reason it didn’t work is because I have a much better idea of what I want to do on this spinning sphere.  I couldn’t stand to be working at this place is because I knew it wasn’t the path I wanted to be on. Logic told me to change course if I really wanted to align myself with my life goals and dreams, and I listened.

Maybe you’re in a similar position right now – in a bad relationship but fearing loneliness, completely unsatisfied in your job but forced to work to pay bills, or maybe you just aren’t satisfied with the way things currently are.  Whatever the case, change course. This may entail a tough decision like mine and it may not, but do it!

To know if you’re ready or not, just ask yourself….

Am I Willing To Fail?

About the Author

I'm lazy, but you can call me Stephen. When you're as lazy as I am, you need superior strategies to live well. My strategies are so effective that I'm productive every single day. As the world tries to figure out how to always stay motivated, I create strategies that don't require it.


LOVE this! When I sold everything, quit my job, packed my little honda and moved to Dallas without a job, people were flabbergasted. But it was the BEST decision I ever made in my life and I would make it again in a second if I knew that was what God wanted. The certainty of God’s will being accomplished in my life, and the ongoing knowledge that I’m in the center of it, has been such a constant comfort to me. He doesn’t lead us down wrong paths or walk us through doors that are not for our ultimate good and His ultimate glory. I love that. Go for it!


Also, Jon Acuff just came out with a book called Quitters. Read it if you get a chance.


That is great Lore! Very risky, I love it! Taking risks and putting yourself “on the line” can really cause some accelerated growth I’ve found. Risk is not often encouraged, but the best things seem to come from great risks (and failures).

It was also a risk for me to move up here with no job…it led to several amazing life changes and much less money (a trade I’d make anytime). To an outsider, moving back after 6 months seems like complete failure, but I’m a permanently different person because of those 6 months.

If that book is what I imagine it is, I love it already. Oh, and I am going for it…for the first time in my life. 🙂

Katie Zwicker

I seriously commend your courage to make the best decision for yourself without caring what others think.
I hope everything works out for you in the best way possible! 🙂

Walt - taoboxer

Nice! much respect.


Thanks for your support!

A. Irvin

I definitely can identify with this. I went through a transformation (i.e. upheaval) last year. I left everything behind and moved in with family. Although I can’t say that it was the result of a noble decision, once I accepted this choice, I treated it as an opportunity to redesign my life in the way that I wish to live it. I’m sure that many didn’t understand why I would take such a risk (or a step back), but now I believe it is evident that I am much happier now ACTIVELY choosing the way I want to live. I agree with you regarding not living passively. I don’t want to sleepwalk through life, choosing options simply to please others. I commend you for making a hard decision – and for the very fact that you were able to make it so early in life. I wish you all the best 🙂


Thank you Angela! That’s exactly how I see my situation – an opportunity to reinvent myself. It sounds like I’m following in your footsteps in several ways. I’m finally being active about my life and it is much more enjoyable! I’m going to continue to analyze what has changed in me and why – now I am more active, confident, and genuinely believe I can achieve my dreams. I think that this mindset is the key to actually achieving one’s dreams.

I love your perspective on life – probably because it mirrors my own. 😛

alfa 4c

Been there, done that. Almost identically. I did not quit the job directly, because my family was very strong against it. However, I did signed a white paper, telling my direct manager to fill in the details whenever she felt it was the case and consider that my quitting form. While working on another company I had to resign daily for almost a month. The first resignation paper I filled in vanished until next morning. 🙂 I told them that if they are not going to follow my suggestions the whole company will fail, so approving my resignation won’t make a difference anyway. What I got in return was more work, less money, but they still did not want to take my resignation seriously. I had to wait for the business owner and put the paper on his desk and explain why I want an immediate canceling of our agreement. Three years later that company was gone, and from what I heard they had lots of debt too. So I was right about it.

My point is very simple for everybody who read this: never regret being fired or quitting your job, because you never know where that job might have taken you. Even if you experience difficulties, after a while you might see that quitting a bad job is the way to go. Most people I know, use to find another job before quitting the old one. I am not that type of a person.

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